Every card your patients carry
- HSA & FSA card acceptance
- Chip & contactless cards
- Mobile wallets (Apple Pay, Google Pay)
- Magnetic stripe fallback
Payments for Modern Dentistry
Payments Built for
Modern Dental Practices
From the front desk to the operatory to mobile visits — the Clover hardware, software plans, and cloud dashboard your practice needs to run smoothly. Six devices, configurable plans, one platform.
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Clover, Configured for Dental
Six devices. A range of software plans. One cloud dashboard. The full Clover platform — set up around the workflows a dental practice actually runs.
HIPAA-Ready when you need it
Pair Clover with the Clover for Healthcare plan to keep your payment device strictly out of PHI scope.
Tap to flip
How it works
Clover for Healthcare restricts the device to payment processing only, which keeps it inside HIPAA's financial-institution exemption. End-to-end encryption and tokenization on every transaction.
HSA, FSA & card-on-file
Accept every flexible spending option patients carry, plus securely stored cards for return visits.
Tap to flip
Built for treatment plans
Save a card on file with patient permission and run it again later — perfect for staged treatment, ortho payments, and follow-up procedures. Available with Essentials and above.
Hardware for every workflow
Mini for the front desk. Flex or Flex Pocket for chairside. Compact for off-site. Station Solo or Duo as the practice grows.
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Six devices, one ecosystem
Every device shares the same Clover Dashboard, the same reporting, and the same secure processing — so the back office sees everything in one place.
Virtual terminal built in
Invoice patients, send payment links, run card-not-present charges, and take payments by phone from any browser.
Tap to flip
No extra hardware required
Log in at dashboard.clover.com. Useful for billing balances after insurance, collecting overdue payments, and patients who'd rather pay over the phone. Included with Essentials and above.
The Lineup
Six devices. Built for dental.
From a simple payment terminal to a full two-screen counter setup — the right Clover hardware for any size practice. Here are three of the most-installed for dental; the full lineup adds Flex Pocket, Station Solo, and Station Duo.
Front Desk
Clover Mini
Compact countertop POS with an 8″ HD touchscreen and built-in receipt printer. Lives at reception, handles patient check-outs, balance collections, and printed receipts all day.
Chairside
Clover Flex
Wireless handheld terminal that goes wherever the patient is. Run the card in the operatory, print or email the receipt, and let the patient leave without a second stop at the desk.
Entry & Mobile
Clover Compact
A simple, fast checkout terminal at the entry price point. Great for solo practitioners, off-site visits, or as a backup terminal during busy days. LTE, Wi-Fi, or LAN.
What Your Practice Can Do
Payment acceptance built in on every plan. Virtual terminal and back-office reporting on Essentials and above. One cloud dashboard tying it all together.
Virtual Terminal: payments from any browser
Essentials and above- Email invoices & payment links
- Phone (keyed-in) payments
- Recurring billing for payment plans
- Securely stored card-on-file
Reporting & back-office
- Daily sales & deposit reports
- Employee shift management
- Multi-device dashboard sync
- Next-day funding
Two Ways to Pay for Processing
Same Clover hardware, same software, same dashboard — pick how you want the per-transaction math to work.
Cash Discount
Most popularPass the processing along to card payers
Patients paying with cash get a small discount at checkout. Patients paying with card see the listed price — which already covers your processing. Same Clover hardware, same workflow at the front desk.
- Most patients keep paying with card
- Built-in disclosure prompts at checkout
- Same Clover hardware and dashboard
- No tiered-pricing surprises
2.3%
+ $0.10
Flat Rate
SimpleOne rate. Every card. Every transaction.
The same per-transaction rate for swipe, chip, tap, or keyed. The same for credit and debit. No interchange-plus, no qualifying tiers — the rate you see is the rate you pay.
- Same rate for credit and debit
- Same rate for swipe, dip, tap, and keyed
- No qualifying tiers
- Next-day funding
Both programs work on every Clover device and every software plan. Talk to us about which one fits the way your practice runs and we'll set it up before your hardware ships.
Secure From Tap to Deposit
Every patient payment runs through encrypted, tokenized channels — HIPAA-ready by design when paired with the right plan.
Patient
Card tap or chip
Clover Device
EMV / contactless
Encrypted
End-to-end + tokenized
Practice
Next-day funding
HIPAA-Ready
PCI DSS
End-to-End Encrypted
Tokenized
Why Dental Practices Choose ARCA
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Devices for dental
Compact, Flex Pocket, Flex, Mini, Station Solo, and Station Duo — the right hardware for every part of the practice.
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Plans to scale with you
Start on Starter or pair with Clover for Healthcare. Grow into Essentials. Step up to Retail Growth when the practice expands.
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Cloud dashboard, every device
Every transaction, every employee, every device — one place. Web and mobile, real-time data.
Payments shouldn't slow your practice down.
From the front desk to the operatory, ARCA pairs Clover hardware with the software plans and dashboard your practice actually needs — so your team can get back to patient care.
Coming Soon
Clover PracticePay
Today's Virtual Terminal handles a lot — but with workflows that still need staff to set up and send. Clover PracticePay (announced by Clover and Rectangle Health, launching in 2026) turns those workflows into native, patient-facing tools: financing, automated billing, text-to-pay, and a branded patient portal — running alongside your existing practice management software.
Powered by Rectangle Health's Practice Management Bridge®
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Patient financingOffer flexible payment options for larger treatment plans without sending patients to a third-party lender's site.
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Integrated recurring billingRecurring billing tied directly into your practice management software — built for orthodontia, treatment plans, and balance-after-insurance.
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Native text-to-paySend a payment request by SMS instead of emailing a link. Patients tap, pay, done — no portal login, no printed statement.
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QR code paymentsDisplay a QR code at checkout or in printed materials so patients can pay from their phone in seconds.
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Branded patient portalA self-service portal where patients log in to view balances and pay — synced to the same dashboard your staff already uses.
Sneak Peek
Text-to-Pay in Action
A preview of how patients will check out with PracticePay — no portal login, no printed statement, just tap and pay from the SMS.
01
Send the requestYour staff sends a secure payment link by SMS in one click.
02
Patient paysOne tap on the link, secure card entry, done — no portal login.
03
Funds confirmedPayment lands in your dashboard. Deposits next business day.
Smile Dental Care
Pay your visit balance of $245.00 securely: ppay.link/sm2k
Payment Confirmed
$245.00 to Smile Dental Care
PATIENT'S PHONE
Practice Dashboard
JS
Jane Smith
Invoice queued
Send via SMS →
Sent · Awaiting payment
Payment received
✓$245.00 · Funds in your account
YOUR DASHBOARD
Two Pillars
Clover handles getting paid.
Cajoon handles getting patients.
Patient Growth Engine
Cajoon — Fill More Chairs. Keep Them Coming Back.
Cajoon is the patient communication and marketing layer that pairs with your Clover payments setup — automated recall, two-way texting, online booking, and review requests, all running quietly in the background.
JS
Jane Smith
Patient since 2022
Hi Jane! It's been 6 months since your last cleaning — ready to book? cajoon.link/sm
Yes! Tuesday 2pm works.
Booked ✓ See you Tuesday at 2pm.
Thanks for stopping in today! Mind leaving us a Google review? ★
Just left one — 5 stars!
Recall on autopilotSix-month cleanings, annual exams, and treatment-plan follow-ups go out automatically — no front-desk reminders required.
Two-way textingPatients reply by SMS, your staff sees the thread in one inbox. Confirm appointments, answer questions, send forms — without phone tag.
Online bookingPatients book themselves into open slots — from your website, Google Business Profile, or a Cajoon link in a text. No back-and-forth.
Review requests after visitsTrigger a Google review request automatically right after a patient checks out — the most likely moment to leave a 5-star review.
Acquisition
Every Lead. Every Channel. One Inbox.
Cajoon pulls leads from Facebook Lead Ads, Google Local Service ads, website chat, missed calls, and patient referrals — into a single inbox with one shared response thread per patient.
Facebook
Google
Website Chat
Missed Calls
Referrals
Cajoon
5
Channels · 1 Inbox
Lead Inbox
Maria Lopez — FB lead formLooking for a new family dentist
just now
Aaron K. — Google LSAAsked about Invisalign pricing
2m
Missed call — (407) 555·0144SMS sent automatically
5m
Website chat — D. ChenBooking a new patient cleaning
8m
Referral — Jen R.From existing patient M. Lopez
12m
Automation
Leads Move Themselves Down the Pipeline.
Cajoon's automations follow up on every lead, route them by intent, book the qualified ones, and nudge the cold ones — without anyone at the front desk hand-walking each step.
Activity Feed
Auto-text sent — Maria L."Hi Maria, thanks for reaching out..."
9:03a
AI qualified — Aaron K.New patient · Invisalign · high intent
9:14a
Booked — D. ChenTuesday 10/14, 2:00 PM
9:22a
Review request sent — J. PatelAfter 11:00 AM cleaning visit
11:42a
Recall confirmed — T. Williams6-month cleaning, Friday 3:00 PM
1:08p
Patient Pipeline
New Lead
12
ML
JR
DK
Engaged
8
AK
DC
ML
Qualified
5
RH
AK
Booked
7
SP
BT
DC