Pricing · For Dental

Two pricing programs.
One simple choice.

Pick how you want the per-transaction math to work: a Cash Discount program where card payers cover processing, or our Swiped Program at 2.3% + $0.10 per qualifying swiped transaction. Same Clover hardware, same dashboard, no long-term contract either way.

Cash Discount 2.3% + $0.10 Swiped* No Long-Term Contract Free Statement Review
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Pricing Menu
Cash Discount
Program 01
Virtually 0%processing
Listed prices include a small inventory adjustment that covers card processing. Cash payers receive a discount equal to that adjustment at checkout.
Swiped Program
Program 02
2.3%+ $0.10 swiped*
*For qualifying swiped transactions. Non-qualifying transactions are subject to additional rates. Pass-through fees apply.
No long-term contracts
Real human support
Next-day funding on settled batches
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Choose Your Program

Two ways to pay for processing

Same Clover devices, same software plans, same cloud dashboard. The difference is whether your card payers cover processing or whether you pay a simple rate on qualifying swiped transactions.

Most popular

Cash Discount

Card payers cover processing

Effective rate to practice Virtually 0%
Discount offered to cash payers ~4% at checkout

Your listed prices include a small inventory adjustment (typically ~4%) that covers card processing. Patients paying with cash receive a discount equal to that adjustment at checkout — so cash payers pay the un-adjusted price, card payers cover processing through the listed price, and the practice nets roughly the same amount per visit either way.

  • Compliant in all 50 states (positioned as a discount, never a surcharge)
  • Built-in price display and disclosure prompts on Clover devices
  • Most patients keep paying with card — the workflow stays familiar
  • Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay
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Swiped Program

A simple rate for swiped transactions

Per swiped transaction 2.3% + $0.10*

*For qualifying swiped transactions. Non-qualifying transactions are subject to additional rates. Card brand and network pass-through fees apply.

  • One simple rate on qualifying swiped transactions
  • A strong fallback when Cash Discount isn’t the right fit
  • Next-day funding on settled batches
  • Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay
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Why Dental Practices Choose Us

Built for the way you actually run

Fast deposits, real human support, no long-term contracts, and pricing you can explain to your team in one sentence.

Next-day funding

Settled batches land in your operating account the next business day. Your practice cash flow stays predictable.

Real human support

When something matters at the counter, you get help quickly — not an endless ticket loop or a chatbot.

No long-term lock-in

We earn your business every month. Simple onboarding, switch programs as your practice grows.

Clean statements

We walk you through your statement line by line, so you always know exactly what you’re paying and why.

How Each One Works

The math behind each program

Same hardware, same dashboard, same patient experience — only the per-transaction structure changes.

Program 01

How Cash Discount works

Your listed prices include a small inventory adjustment that covers the cost of card processing. Patients paying with card pay the listed price. Patients paying with cash receive a discount equal to that adjustment, so they pay the un-adjusted price. The Clover device handles the display and disclosure automatically.

Base service price $245.00
+ Inventory adjustment(~4% to cover processing) + $9.80
Listed price (card price) $254.80
Cash payer(adjustment refunded at checkout) $245.00
Practice nets either way ~$245

The cost of card processing is built into your pricing structure, not deducted from your margin. The practice nets roughly the same amount per visit whether the patient pays with cash or card — and your effective processing rate is virtually 0%.

Program 02

How the Swiped Program works

You pay 2.3% + $0.10 on qualifying swiped transactions — a simple, familiar structure. It’s a strong fallback when the Cash Discount program isn’t the right fit for your practice.

Visit total $245.00
Processing(2.3% + $0.10 swiped*) $5.74
Practice nets per visit $239.26

*2.3% + $0.10 applies to qualifying swiped transactions. Non-qualifying transactions are subject to additional rates. Card brand and network pass-through fees apply.

Free statement review

Send us your last processing statement and we'll show you exactly what you're paying today — line by line — vs. what you'd pay on Cash Discount and on the Swiped Program. No commitment.

Get a review
FAQs

Questions about pricing

What’s the difference between Cash Discount and the Swiped Program?›

With Cash Discount, your listed prices include a small inventory adjustment (typically ~4%) that covers card processing. Patients paying with card pay the listed price; patients paying with cash receive a discount equal to that adjustment at checkout. The practice nets roughly the same amount per visit either way — and your effective processing rate is virtually 0%.

With the Swiped Program, you pay 2.3% + $0.10 on qualifying swiped transactions. Your prices stay where they are today — it’s a simple structure, and a strong fallback when Cash Discount isn’t the right fit for your practice.

Is Cash Discount legal in my state?›

Yes. Cash Discount is compliant in all 50 states. The key is that the program is positioned as a discount for paying with cash, not a surcharge for paying with card. The listed price is the card price, and cash payers receive a small discount at checkout.

Surcharge programs — where the card price is shown as an add-on above a cash baseline — are restricted in several states. We don't run surcharge programs.

How does Cash Discount work at the front desk?›

Your Clover device handles the disclosure automatically. When the patient checks out, the device displays the listed price for card payments and applies the discount if they choose to pay cash. Built-in signage covers the in-office disclosure requirement.

Your front-desk script stays simple: “That'll be $245, or $235 if you'd like to pay cash.” Most patients keep paying with card — the workflow doesn't change for them.

Will you review my current processing statement?›

Yes — complimentary, no commitment. Send us your most recent processing statement and we'll walk through it line by line: what you're actually paying today, where any hidden fees live, and what you'd pay under both Cash Discount and the Swiped Program. You decide from there.

Are there contracts or cancellation penalties?›

No long-term contracts. We earn your business every month. The only fee tied to leaving is a one-time $50/location account closure cost — that's the actual processing-network fee for closing a merchant ID.

Can I switch between programs later?›

Yes. If you start on Cash Discount and decide the Swiped Program fits better — or vice versa — we can switch your account over. Same Clover hardware, same dashboard, same patient experience. Just a configuration change on our side.

What about monthly minimums or “program” fees?›

We keep the structure simple. Standard account fees and card brand and network pass-through fees apply — and we walk you through every line item on your account during onboarding, so there are no surprises on your first statement.

Will PracticePay change my pricing when it launches?›

No — your processing structure stays the same. PracticePay (launching 2026) adds patient-facing features like text-to-pay, recurring billing, and a branded portal on top of your existing Clover account. Your transactions continue to run on whichever program you're on. Any PracticePay subscription pricing will be disclosed separately when the product launches.

Ready when you are

Send us your statement.
We'll show you what we'd save you.

No commitment, no pressure. Just a clear line-by-line comparison under both programs.

Get Started